Secured / Unsecured Loans

Bad Credit Personal Loans

There are many types of loans to offer on the table, Bad Credit personal loans and Secured / Guaranteed loans. Most lenders have instant decisions, some provide more in-depth underwriting for those applying for more. There may be times in during the year where you might have to get a hold of some extra money. You might be in a tight spot, from emergency situations such as unexpected washing machine repairs, Car repairs, or any large bill that can eat a large portion of your income.

We work with the largest panels of unsecured and secured lenders, from Payday loans. Homeowner loans, Guarantor Short-term loans, and Guarantor loans. Some of which will consider self-employed, people with poor credit rating, and even those with no credit history at all.

Applying for secured or unsecured loans, even bad credit loans can now be applied for online. Yes, this means no faxing, no phoning in, no posting bank statements, payslips etc. All of the nitty-gritty parts are now prepared and done online. Always make sure you choose the right loan amount and loan term you need and always check whether it is affordable for you. Many direct lenders nowadays offer an instant decision on their loan application process online. So you don’t have to wait much longer for when you’re in that emergency or tight spot.

Most direct lenders have the following basic, main criteria:

Instant Decision Loan

  • Money in your bank within hours of approval,
  • Borrow up to £5000
  • No Upfront Fees
  • Bad Credit & Self Employed accepted
  • Soft print credit check only

Here are some of our handpicked direct lenders for loans you need.


Moolr offers Short Term Loans, you can borrow up to £5,000 over a term of 60 months. Manageable Repayments · They offer Instant Loan Offers with an incredible, 4/5 Customer Accepted. Online Decision in minutes.


Unsecured Personal Loans. Everyday loans offer unsecured and secured personal loans from £500 to £10,000. Applying for a loan with Everydayloans can be done online and hassle-free. You don’t have to be a homeowner or have a very good credit report, they based their decisions on the likely hood of repayment with their own independent underwriting rules in place. There are no fees for applying, free application and they will give you a conditional decision within minutes from applying on screen. They are a Direct Lender, not a broker.